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Our Story

Your neighborhood jewelry & loan store

The Money Vault is a local Ohio store with two locations in Cincinnati and Kohn’s Loan Company in Lima. We sell fine jewelry, buy gold and make loans on the things you own, all with the same straight talk.

Glass jewelry showcases inside The Money Vault

Who We Are

More than a jewelry store

Buy, sell or borrow, you’ll get a clear answer and a fair number, with no pressure.

Walk into The Money Vault and you’ll find cases full of diamond rings, gold chains, earrings and watches. You’ll also find a counter where people come to sell gold or borrow against something they own.

That mix is what we’re built on. Some days we help a couple pick an engagement ring. Other days we help a neighbor cover a bill with a quick, fair loan on their jewelry. Both deserve the same respect and an honest price.

We’re a local business, not a chain. When you call or stop by, you deal with people from your own community who know the pieces in our cases and take the time to explain your options.

What We Stand By

How we do business

  • Fair, clear offers

    When you sell or borrow, we weigh and test your piece in front of you and explain exactly how we reached our number.

  • Quality you can see

    Every piece in our cases is checked by our team, and we’re happy to show you the details up close before you buy.

  • Private and respectful

    Your business is your business. Loans and sales are handled discreetly, and no one is ever rushed.

  • Local and accountable

    We live and work here. If something isn’t right, you know exactly where to find us.

What We Do

Come in for any of these

  1. Step 1:Shop jewelry

    Diamond engagement rings, wedding bands, gold chains, earrings, bracelets and watches at fair prices.

  2. Step 2:Sell your gold

    Bring in gold, silver or diamond jewelry you no longer wear and get paid on the spot.

  3. Step 3:Jewelry loans

    Borrow against your jewelry or valuables, keep ownership, and pick them up when the loan is repaid.

  4. Step 4:Custom pieces

    Tell us what you have in mind and we’ll help design a piece that’s made just for you.

Gold chains and pendant necklaces on display busts inside a glass case at The Money Vault Gold cross, star and square stud earrings on a display tray

Fine Jewelry

Real diamonds and solid gold

Our cases are filled with diamond rings, tennis necklaces, studs and gold chains in styles for everyday wear and big moments.

Not sure what fits your budget? Tell us what you’re looking for and our team will show you a few options side by side.

Visit Us

Three stores in Ohio

Stop by any of our locations to shop, sell or ask about a loan. Our team will be glad to help.

Customer care: Monday – Friday, 10am – 7pm ET · [email protected]

Start Here

Shopping, selling or need a loan?

Browse our jewelry online, or call the store nearest you and we’ll tell you what to bring in.