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How a Jewelry Loan Works, Step by Step

Need cash for a few weeks without selling something you love? A short guide to borrowing against your jewelry and getting it back.

How a Jewelry Loan Works, Step by Step

A jewelry loan lets you borrow money using a piece you own, and keep ownership of it. Here is how it works at our stores.

Bring the piece in

We look at your jewelry or valuable item, test the metal and check its condition. Bring a valid photo ID.

Get an offer

We explain the loan amount, the term and the total you will repay, before you agree to anything.

Pick it up

Repay the loan within the term and your item comes back to you, just as you left it. Ask the store team about extending if you need more time.

Loan terms are set by Ohio law and may differ by item. The store team will walk you through yours.

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